Alpha 2 Omega..From beginning to End..Financial solutions
Experienced - Independent Advisor
Don Waage has been working in the financial services business for 35 years. He has worked in many different facets of the business and with many types of companies. These include working for some of the top insurance companies as a leader and manager as well as working as an independent financial advisor. In addition, his experience with a mutual fund company, a fee-based money management firm and several broker-dealers in the securities industry have given him a depth of knowledge and experience that most advisors do not have.
His pledge to each of his clients is to simply use that knowledge and experience to find the best financial solutions to fit their unique needs and goals.
Don has a strong Christian Faith Background and is guided by those lifelong values in every client interaction.
Honesty. Integrity and Service to Others Before Self- - have always been the compass that guides his business.
Solutions to Fit Your Needs and Goals
- If you are looking for Life Insurance for income protection, for Final Expense coverage, or for Mortgage Protection we can help find the most affordable plan available with a top rated company.
- If you need Long Term Care there are some new options you should know about.
- If you are looking for ways to Save for Retirement, or Provide Income During Retirement, we have some very competitive interest rates that will be higher than you find at a bank and are designed to protect your principal.
Are Your Financial Plans Up to Date?
In these critical and changing economic times, we can help to make sure your retirement assets are protected, and your future income is secure. No matter what stage of life you are in, we have solutions that can help reduce the uncertainty in your financial future.
Our Partners
here is how we can serve you
Life Insurance
Protect Your Assets and Leave a Legacy
Permanent Coverage
12
Permanent or Whole Life Insurance is designed to stay active as long as you are living. These plans will pass a death benefit on to your family or even a charity of your choice. They also have cash value that you may be able to access while you are still living. Many also have provisions for you to use the death benefit while you are still living if you are faced with a terminal illness or confined to a nursing hom. We have many insurance companies and plans to choose from to fit your needs.
Temporary Coverage
12
Temporary, or Term Life Insurance is designed to provide you with a death benefit for a specific period of time. Depending on your age, you may be able to choose a plan for 10, 15, or 20 years and for some people even 30 years. Once that period expires, the coverage either expires or you may have the choice to continue it at a greatly higher premium rate. These choices and options differ from company to company, and we work with many of the top-rated insurance carriers.
Specialty Coverage
22
In this category, we have Life Insurance Plans that are designed for specific needs. This includes: Final Expense Insurance that is meant to cover your most immediate cash needs after death such as funeral and burial costs; Mortgage Protection, meant to cover your mortgage value and/or payments; Juvenile Life that is designed specifically for children and youth, typically from ages 0 to 26. These plans may be Permanent, Temporary or sometimes Temporary that can be converted to Permanent.
Fixed and Indexed Annuities
Secure Your Retirement Income
Fixed Annuities
12
Indexed Annuities
15
Immediate Annuities
22
Add a footnote if this applies to your business
Long Term Care - LTC
Traditional LTC
Life Insurance Based LTC
Traditional LTC
Asset Based LTC
Life Insurance Based LTC
Traditional LTC